Consumer Financial Protection Bureau
College credit card agreements Annual report to Congress
The Credit Card Accountability, Responsibility, and Disclosure Act (“CARD Act” or “Act”)
requires the Consumer Financial Protection Bureau (the “Bureau”) to submit to Congress, and
to make available to the public, an annual report that lists information submitted to the Bureau
concerning agreements between credit card issuers and institutions of higher education or
certain organizations affiliated with such institutions.
This report refers to these agreements as “college credit card agreements” or simply “agreements.” Affiliated organizations include fraternities, sororities, alumni associations, or foundations affiliated with or related to an institution of higher education.
Pursuant to title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”), responsibility for collecting data and submitting to Congress annual reports regarding college credit card agreements transferred from the Federal Reserve Board (“Board”) to the Bureau on July 21, 2011.
Wisconsin University Agreements
The following are publicly available documents published through the CFPB for Wisconsin Universities.
| Issuer | Agreements in Effect | Year-end Open Accounts | Issuer Payments | New Accounts |
| University of Wisconsin (UW) Credit Union | 4 | 2,781 | $295,000 | $295,000 |
| U.S. Bank National Association ND | 10 | 24,892 | $2,134,211 | 295 |
Agreements (pdf)
390972350 UNIVERSITY OF WISCONSIN EAU CLAIRE FOUNDATION.pdf
396093545_UNIVERSITY OF WISCONSIN-MILWAUKEE ALUMNI ASSOCIATION.pdf
396098038_UNIVERSITY OF WISCONSIN-STEVENS POINT ALUMNI ASSOCIATION.pdf
UW Green Bay Alumni Card Agreement with UW Credit Union.pdf
UW LaCrosse Alumni Card Agreement with UW Credit Union.pdf
UW Madison Alumni Card Agreement with UW Credit Union.pdf
UW Oshkosh Alumni Card Agreement with UW Credit Union.pdf
To read the full CFPB report click here.